Share Rates

Product Dividend Rate APY¹
Shares
Tier I $100.01 – $2,000.00 0.10% 0.10%
Tier II $2,000.01 – $10,000.00 0.15% 0.15%
Tier III $10,000.01 & Over 0.20% 0.20%
Premium Draft
Up to $5,000.00 0.10% 0.10%
Over $5,000.01 0.10% 0.10%
Money Market
Tier I $0 – $9,999.99 0.15% 0.15%
Tier II $10,000.00 – $24,999.99 0.25% 0.25%
Tier III $25,000.00 – $99,999.99 0.30% 0.30%
Tier IV $100,000.00 & Over 0.35% 0.35%
Business Advantage / Business Select
Over $5,000.01 0.10% 0.10%
Club Accounts
IRA 0.15% 0.15%
Christmas 0.10% 0.10%
Vacation 0.10% 0.10%
Other 0.10% 0.10%
Student 0.15% 0.15%

¹Annual Percentage Yield is accurate as of January 20, 2016. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

Product Dividend Rate APY²
Share Certificates $1,000.00 & Up
6 months 0.25% 0.25%
1 year 0.35% 0.35%
2 years 0.60% 0.60%
3 years 0.80% 0.80%
4 years 1.00% 1.00%
5 years 1.24% 1.25%
Advantage IRA Share Certificates $1,000.00 & Up
5 years 1.49% 1.50%
Freedom Share Certificates $2,500.00 & Up
1 year 0.25% 0.25%
Loyalty $10,000.00 & Up Plus 15 Year Credit Union Membership
1 year loyalty 0.50% 0.50%
2 years loyalty 0.75% 0.75%
3 years loyalty 1.00% 1.00%
4 years loyalty 1.19% 1.20%
5 years loyalty 1.49% 1.50%

²Annual Percentage Yield is accurate as of January 20, 2016. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

All accounts are subject to the applicable terms and conditions set forth in the Understanding Your Share Accounts brochure, including but not limited to Terms and Conditions, Funds Availability, Truth-in-Savings, and Electronic Funds Transfer. If you have questions, please call us at 678.889.4328. Peach State also has consumer loans and mortgages not listed here.