Business Loans

Auto Loans

Our auto loan rates are as low as 1.9% APR¹. Whether it’s for a new or used vehicle, or you just want to refinance your current loan, we can help. And, when you sign up to have your payments automatically debited and have a Peach State checking account, you’ll get a 0.50% APR¹ discount on your loan. Sound good? It gets even better with MEMBERS AutoChoice™ (MAC), our vehicle buying service. Click here to visit MAC’s website.

Real Estate Loans

  • Owner occupied
  • Non-owner occupied
  • Income producing investment property
  • Development / improvement


Term Loans

Whether you’re financing the purchase of new vehicles, equipment or some other business expansion need, Peach State’s term loans can help.

  • Vehicles
  • Equipment
  • Low interest rates
  • Flexible terms


SBA 504 Loans

The Small Business Administration’s 504 Loan Program provides long-term, fixed-rate financing for major fixed assets such as land and buildings.

Please contact us for more information about our competitive interest rates. If you would like to apply for a business loan, please click here to download our Business Loan package. Completed paperwork can be emailed to If you have questions about the business loan application process, please contact Teresa Welborn at 770.580.6024.

¹APR – Annual Percentage Rate. Rates as low as 1.9% APR. Members must qualify for a Peach State loan and checking account. Rates may be higher based on term and/or qualifications. This offer is not valid on existing loans and may not be used in combination with any other offer. Offer may expire at any time. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account.