Savings Account Types


When you become a member of Peach State, a savings account is opened in your name. An initial deposit of $25 is required to maintain your stake in the credit union, and there is a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). All members must maintain a $25 balance in their savings account to remain a member-owner and demonstrate regular activity in their account to keep it open. Features include:

  • A competitive dividend rate paid monthly on the average daily balance in your savings account. Click here for current rate information.
  • Members may make up to six savings withdrawals per quarter at no charge. After six withdrawals in one quarter, a charge is applied for each withdrawal thereafter.
  • Online access to your account.
  • Quarterly statements.
  • Deposits to your savings account can be deducted directly from your paycheck.
  • You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your savings account.

Holiday and Vacation Club Accounts

These are “special” savings accounts. For your convenience, funds in your Holiday Club Account will automatically transfer to one of your other accounts at the end of October.